Tag Archives: Personal

Living Honestly

I was given an assigment to spend three days living 100% honestly. No fibs, no exaggerating, no cheating, no stealing. The following are my thoughts:

The last three days have been a challenge. Not because it was hard to stop telling lies. Not because it was hard to stop breaking the law. It was hard to consciously realize I was even committing these dishonest acts. Going into this ?challenge? I figured I?d simply watch my words and make sure I let that certain someone know that she did indeed look fat in those jeans. In reality, it wasn?t until maybe five, ten minutes after being dishonest that I even realized it. I tried hard, I really did. But, far more effort is required to establish a new habit than that which is necessary to revert back to the established ones. In other words, it was much harder to even realize I was speeding and breaking the law than it was to drive my typical style at my natural speed (nearly ten over). And that was just day one?

I started out the first morning letting people near me know that I was going to be completely honest for the next three days. This was greeted with ?does that mean I can ask you anything? type questions. Naturally I informed them that this was the case because being dishonest also includes withholding information. Some questions were a bit embarrassing but luckily the novelty quickly wore off. I figured that this was going to be the extent of my three-day period. I was sadly mistaken. As I went throughout my day I noticed there were plenty of opportunities to stretch the truth and exaggerate, but I consciously chose not to. For example, when telling a story about the weekend an opportunity presented itself more than once. I realized, though, that this act is considered ?dishonest?.

As the days went on I realized I was more and more ?dishonest? in everyday interactions. For instance, I sometimes like to shrug off conversations and dismiss ?How are you?? with ?fine? and ?What?s new?? with ?not much?. But, after the first few conversations I realized these were all dishonest answers. In fact, funny as it may be, I started having some more fulfilling chats with friends. I actually had to come up with a response and tell people about my day. In some cases it was pretty rewarding.

As far as driving was concerned though, this was my weakest area. I couldn?t help but get in the fast lane every time I drove to Boulder. Once I was in it I realized the flow was moving around 70 to 75 (especially down the hill). It always took a minute to realize what I was doing and that I should slow down. Even if this meant an additional minute or two would pass before I arrived at my destination. I learned, though, that the time spent breaking the law (by speeding) was hardly worth it. The extra minute or two on the road meant safer driving conditions and an extra song for me to listen to.

On the third day a number of people were asking me if I was going to a mutual friend?s house that evening. I replied that I simply had stuff to do at home. I even said I was going to stick around and hang out with my roommates. I felt guilty. I just didn?t want to go out at the time. I didn?t want to be honest about this fact though. I ended up willingly being dishonest. I just couldn?t bring myself to outwardly telling someone I didn?t want to enjoy their company. Truth be told, that?s usually not the case. In general, I really enjoy being with people. It just so happens that, due to a number of things, I didn?t feel like being very social. That seemed very hard to explain at the time. I gave in though.

After the second phone call I decided I needed to go see my friends that evening. I went out, saw everyone, and spent a few hours in Boulder; it was refreshing. Yet, when people asked if I was having fun, it was hard to give a straight answer. If I say ?no? they then ask ?why?? and ?what?s wrong?? but if I simply say ?yes? I?m being dishonest to merely avoid a barrage of follow-up questions.

I?ve read that it takes something like a month for a new habit to become permanent. I?m willing to try this for as long as I can. If anything I?ll become even more aware of how I interact with people and society. Even if I still speed a little in the fast lane I feel that I can still lead an honest life. Despite some ?white lies?, I feel that, in some cases, being dishonest is the lesser of two evils. As I mentioned, there could be dozens of cases where I didn?t even realize I was being dishonest. Many times I stopped and realized that what I had said earlier was exactly what I was supposed to be avoiding. This is no simple task.

I think I do a lot of these dishonest things because I feel they hurt no one else. This may or may not be true. What if one night I decide I don?t want to hang out with my friends or my family because I?m preoccupied with something else? In that case I tell a harmless lie, say I?m sick, and leave early. It?s my loss. From there I decide to drive home in the fast lane on highway 36. Again, I?m being dishonest and breaking the law but hurting no one but myself.

Well, I didn?t hurt anyone until the guy in front of me suddenly has stops and I have no where to else to go but (very quickly) straight into him. Suppose that?s the end of me. Who lives did those lies just touch?

I realize this example is beyond extreme. But, despite the difficulty, I?ve realized it?s best to be honest in everything I say and do. I also realize being candid about this demonstrates the fact that, yes: I live a somewhat dishonest life. Unfortunately, when I keep things from people or mislead them they have a reason to stop trusting me. Luckily, they don?t necessarily know it (yet). To me, trust is important and I plan to avoid doing anything that would jeopardize it.

In reality, how honest are you?
[tags]college, personal, improvement, honesty, trust, lying[/tags]

Savings Accounts

I’m in the process of managing my finances and I realized: a lot of people don’t earn money with their money. In other words, your Wells Fargo savings account is only earning you… what… 8/10ths of a percent? Your money is wasting time in there! If I’m not mistaken, you’re earning money slower than prices are inflating. Heck, you may be losing money.

Well then, what do you do? Simple: find a high interest savings account or put some money in a CD.

Personally, I do both. Since I only pay tuition two times a year I can lock my cash into a CD for a few months (6, 12, etc) and then use it once I actually need it. Money that would have just been sitting around waiting to pay for college has earned me over $400. It’s just that easy…

But, what about the short-term money? Well, I transfer all my cash into an ING Direct account. This savings account earns me 3.8% and through April, my new deposits are earnign 4.75%. I’ve already earned $30 in the first few months. Sometimes a number doesn’t say much so I need to look at it a different way. That $30 is the same as 6 free burritos. Can you imagine a mini pyramid of burritos every month? It’s a great thought…

I guess my point is this: put your money away and let it earn some interest. ING works in a funny way, though. What you do is ‘link’ an existing bank account to it. This serves as a direct connection between the two accounts and you easily (within 2 business days) transfer money in and out. To me, the money seems more difficult to get to. This acts as a barrier to spending and allows me to earn more burritos.

So, to everyone out there with their money sitting around, open an ING Direct account and get $25 for free. Thats right. If you leave a comment here with your email I will send you an invitation. Once you make an initial deposit of $250 you’ll automatically earn $25. Again, thats like 5 free burritos and, well, they taste even better when they’re free.

Plus, if you open an account I’ll earn $10 and that’s pretty awesome. If you have any questions feel free to leave a comment.
[tags]personal, money, finances, saving[/tags]

Honesty Challenge

I’m required to write a paper this weekend. But first, I have to challenge myself to three days of nothing less than pure honesty. In other words, starting tomorrow morning everything I say and do will be 100% honest. There will be no lying, no exaggerating, no stealing, no cheating, no law breaking (speeding!), and so on. I can’t imagine this being even remotely easy. Sarcasm is my weapon of choice!

I can’t wait to share my experiences. Does anyone else out there think they could live up to this challenge?

…wait, why is being honest even considered a challenge?

[tags]personal, improvement, honest, college[/tags]

Studying for Tests

To answer the question: yes, I did drop off the planet these last few days. Actually I’ve just been running all over the place. My roommate’s family came into town which meant lots of time not spent studying for my accounting test. Shoot, very little time to study! What do you do typically in those situations?

Personally, instead of stressing out, I decided to do the last thing most people probably would: I took a nap. Sure, there may be a lot to do but I figured I’d want to take care of everything once I was well rested. In short, it worked out for the best… the test was Monday evening (7:00pm) and I napped until 1:45am that morning. I proceeded to study my notes, homework and practice problems. I took a nap between and then one more at 6:00am.

Sure, I could’ve stayed up all night and read everything I could possibly find… but that’s a waste of time. When it comes to studying, tests, and school in general I’m a big fan of benefit-cost analysis. In other words I asked myself: How often do I see these people (roommate’s family)? Would the few hours spent with them be worth more than the extra time spent on practice problems? The answer was yes. How? Put simply: the few hours spent re-reading all the material would only earn a few more percentage points. Points which can easily be made up later…

So how do I go about studying for tests? Well, the first test in a class is always the best. It sets the pace for the rest of the year. So, I essentially do the (I know this will sound bad) bare minimum required to understand all the material. For example, I had a Cost Management test last week which I studied a little bit for. Why didn’t I dedicate a lot of time to it? I did pretty well on all the previous homeworks (which were largely problem solving). All I had to do then is re-familiarize myself with them. From there all I needed to do was read the chapter notes and slides. The end result was nearly a perfect score on the math problems. I had already spent the time mastering the material once or twice a week (through homework). The multiple choice questions? Those are a different story. I did alright, but, as I mentioned, this is the first test and those points tell me where I need to focus more energy next time.

My point is, I studied until I felt comfortable enough to go into a test with a decent understanding of all the material on it. Did I know each chapter in-depth? No. Did I know any chapter in-depth? No. Did I need to? My grade (a B) suggests I didn’t. Having never actually read a chapter from the book I feel this is a great way to set the bar for the rest of the semester. It’s quite obvious where I need to go from here. I need to read a bit more and make sure I’m familiar with multiple-choice questions. Simple as that.

How do I know this works? Why is it I don’t just end up with the same score as the first test? Simple: I change my study behavior. The first accounting class I took in college was the hardest thing I had encountered. I got a 73 on the first test. I worked smarter (not harder) and started to realize what would work best; I got an 85. By the final I had perfected my study routine and scored 107%. There was no curve, he just added 10 questions (worth 1-point each). That means I either missed one question from the test or 3 of the extra questions.

In short, spend the time ‘studying’ as the semester progresses. Sure, I understand the need to study for hours and hours before a big test. But, if you prepare along the way, it makes the act of studying that much easier.

Yes, I’m on the Dean’s List. I know I’m in (at least) the top 7 percent of the school. But that doesn’t necessairly mean I’m “smart”. You don’t have to be “smart” to succeed… look at the Fortune 500 CEOs. No, all you have to be is clever.

[tags]college, study, test, midterm, homework, personal, success[/tags]

Biphasic Sleep (Napping) FAQ

I keep getting asked a few of the same questions so I thought I’d take a post to gather my thoughts on biphasic sleeping, also known as napping.

1. You sleep… when exactly?

I sleep twice in a day. The first time being sometime in the early evening (around 8:30) and this block of sleep is only for 90 minutes (at least, thats the plan, see #4). After my first block of sleep I’m extremely refreshed and ready to go another few hours. I set myself to be back up by about 6 so I either go to sleep again at 1:30a or 3a. Note these are in 90 minute increments again.

2. What does 90 minutes have to do with anything?

The 90-minute cycle actually refers to one complete sleep cycle. This includes going through REM sleep; the most important part of sleeping. Since I don’t force myself to wake up in the middle of a sleep cycle I’m much more refreshed and it’s much easier to actually get up.

3. Is it hard to get up at 6 every day?

Surprisingly, no. I used to have trouble getting up at 8 or even 9 every day. I’m convinced it was because I was constantly pulling myself up out of the middle of a sleep cycle. Our brains get stuck down in ‘sleep world’ and have a hard time unnaturally coming back up.

4. Do you ever screw up your sleeping schedule?

On occasion, yes. It’s funny but sometimes I’ll mis-set my alarm and find myself taking a 3 or 4.5 hour nap. I actually wake up naturally at 3 or 4.5 hours. I smile because people who thought I’d be ‘back in a few’ or would ‘call them in an few hours’ end up going to sleep that night slightly confused. They know its something nap-related. Oh well. I just adjust my second sleep period. For example, last night I went to bed at 9:30p and woke up at 2a. Oops! I ended up working until 5a, slept until 6:30 and, well, here I am! I had a midterm at 9:30 and have felt fine all day.

5. Do you ever sleep in?

To me, “sleeping in” is anything more than 6 hours. My body is pretty good at waking itself up automatically after a REM cycle (end of a 90 minute increment). On Saturdays I treat myself to 7.5 or 9 hours of sleep. People who advocate 8 hours of sleep are nuts. Seriously.

6. Does this interfere with your (social) life?

Nope. If I’m not in a place where I can’t just decide to take a nap then I simply don’t that day. I will just sleep 6 or 7.5 hours that evening and pick back up the next day. It seems like the simplest solution and hasn’t given me any problems. I do start to yawn quite a bit though as the night wears on..

7. Are there any side effects?

Increased productivity, smaller todo piles, less magazines to read on my bookshelf (hopefully this will carry over to books). But seriously, there have been no medical side effects whatsoever. This is far from anything radical like polyphasic sleeping.

8. Would you try polyphasic sleeping?

I’ll try anything. I don’t see it as something feasable for me at any point in my life. I may be wrong though. If I ever have the ability to control my schedule like that (30m naps every 4h) then sure, I’ll give myself a month or so to try it out.

9. Where did you even hear about this?

I find neat stuff online. This happens to be one of those things…

Credit Question

Is it normal for a bank to extend your credit limit without any kind of request? I wasn’t able to effectively Google that particular question. Anyway, Wells Fargo just upped my limit a little bit today with no notice whatsoever. I looked around and their site said they don’t extend additional credit until you’re a customer for a year. I’ve only been around 4 months. Oh well, it’s still less than Dell Premiere is willing to risk on me, though.

Horizons Day

I did nothing Valentines-y yesterday. It seems like the biggest non-holiday ever celebrated. Why just one day to dedicate to a sweetheart? Make every day special! Anyway, a friend of mine sent me this, in which I participated:

Horizons Day began as the vision of two high school friends who sought not to retaliate against Feb. 14, but instead to take that day to reflect inwardly, to indulge and celebrate the individual, and to embrace the love of those you choose to keep close around you. In an era wherein awkward encounters have replaced bad hair days, and Facebook has replaced and redefined human to human contact, we could all use a little day to indulge and to broaden our horizons. Thus the second function of Horizons Day. It is a celebration of media, of communication; that information alone can enrich our lives and sharing it is as easy as dropping a name. Finding a new favorite band, a new favorite brand of soap, a spunky insightful news source, a life-altering book, all presents to pass on from your personal vault and to receive in return. All in an attempt to grow just a little more on this day, to have optimism and happiness instilled in you, even a little bit, even just today.

This 3am entry was brought to you by: biphasic sleeping.

[tags]valentine’s day, horizons day, love, personal[/tags]

Is college worth it?

Ben asked and answered the question, Chris added his two cents, now it’s my turn: Is college really necessary?

Let me be blunt: categorically yes.

Despite the complaining I couldn’t be happier with the college experience. Everyone should do it. The dorms on the other hand… that’s another story. Ben says he loves college becuase he’s met some very smart and capable people. I, too, would cite that as a good reason to go to college: networking.

When you’re in college, odds are you’re not entirely responsible for your own finances. This means you have some freedom as to what you do during this time. Personally, I’ve taken on three (simultanious) jobs, a business fraternity, and a few of my own side projects. If I ever screw any of these things up, that’s okay, I’ll learn from it; I won’t get fired. Well, I might get fired, but my well-being certainly isn’t at stake. Additionally, I don’t have anyone (a family) relying on my actions. As Chris put it, “life will hit you square in the face“, and you’ll (hopefully) figure things out pretty quickly.

Keep in mind though, you only get out of college the energy you put in. People will not bump into you and introduce themselves; you have to get out and get involved. Join organizations and find people who share similar interests. High school forced you into the same classes with the same people. Friendship was merely by association. In college you’re forced to make decisions: you decide who you are, what classes you’ll take, who you’ll associate with, who you’ll trust, who you’ll emulate, etc. Again, the people play a big role in college.

Sure, you learn a lot but just about anyone can pick up a book and absorb the same information. Heck, you could get a job and gain all the experience you could ever need. But, as I mentioned, college provides that time for you to slow down and make some conscious decisions. For those of you in college I pose the following question:

What is it that you’re best at? What is the one thing you can do better than anyone else on your campus?

College is a perfect time to apply the hedgehog concept. You have 3, 4, maybe even 8 years to find the answer. I suggest, as Chris has so brilliantly demonstrated through GTA and Blind Date, that you spend that time wisely. You’ll never get it back…

[tags]personal, education, college, networking[/tags]