Credit Question

Is it normal for a bank to extend your credit limit without any kind of request? I wasn’t able to effectively Google that particular question. Anyway, Wells Fargo just upped my limit a little bit today with no notice whatsoever. I looked around and their site said they don’t extend additional credit until you’re a customer for a year. I’ve only been around 4 months. Oh well, it’s still less than Dell Premiere is willing to risk on me, though.

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About Devin Reams

My name is Devin Reams and I founded this site to provide a useful news and review resource for Colorado skiers and snowboarders (and mountain enthusiasts). I've been skiing since I was a little kid (we moved out here when I was five years old) and I plan to ski for years beyond that. Although cosnow is not my full-time job it is my full-time winter hobby. I've been an "Epic Local" passholder since 2006 (when it was called a "Colorado Pass" or "Five Mountain Pass"). My favorite resorts are Beaver Creek and Breckenridge.

2 thoughts on “Credit Question

  1. Devin Thorpe

    Devin,

    I’ve seen your comments on other posts for a while. I’ve noticed because your name is Devin. You even spell it “right.”

    The answer to your question is that your Wells Fargo experience is normal. Most credit card issuers will increase your credit limit as they monitor your performance with them and/or your credit score.

    Devin

    Reply
  2. Devin

    Hey Devin, sorry I was lazy and dropped the last name. I’ll be sure to add it back in to avoid confusion. Thanks for your insight, I never would have imagined they’d take the time to review my account like that…

    Reply

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