Author Archives: Devin Reams

About Devin Reams

My name is Devin Reams and I founded this site to provide a useful news and review resource for Colorado skiers and snowboarders (and mountain enthusiasts). I've been skiing since I was a little kid (we moved out here when I was five years old) and I plan to ski for years beyond that. Although cosnow is not my full-time job it is my full-time winter hobby. I've been an "Epic Local" passholder since 2006 (when it was called a "Colorado Pass" or "Five Mountain Pass"). My favorite resorts are Beaver Creek and Breckenridge.

Credit Balance Tip

If you’re like me, you enjoy spending all your money using a credit card (bonus miles, reward points, easier to track, etc.). But, when month-end comes and you spent $1,200 of your $1,800 limit it’s going to look really bad on your credit score (because you’re using a lot of credit). Since I’m paid twice a month I pay my bill twice a month. In other words, pay off your balance half-way through the month to keep your final balance low. Plus, it helps remind your checking account that you are indeed spending real money.