Ben’s Start-Up Life

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Ben Casnocha has written a book about, you guessed it, his start-up life. Being that he’s only 19 I wonder what other ‘lives’ he’ll be having. In any case, Ben’s a smart guy. Check out his blog and his book, My Start-Up Life: “The book is my own story of entrepreneurship written in way that can inspire and aid other entrepreneurs to start their own businesses, or simply become CEO of their own lives. In addition, guest essays by distinguished business leaders offer an interesting perspective on the ideas I present.” Learn more at: http://www.mystartuplife.com.

Credit Balance Tip

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If you’re like me, you enjoy spending all your money using a credit card (bonus miles, reward points, easier to track, etc.). But, when month-end comes and you spent $1,200 of your $1,800 limit it’s going to look really bad on your credit score (because you’re using a lot of credit). Since I’m paid twice a month I pay my bill twice a month. In other words, pay off your balance half-way through the month to keep your final balance low. Plus, it helps remind your checking account that you are indeed spending real money.