{"id":374,"date":"2007-04-22T18:03:00","date_gmt":"2007-04-22T23:03:00","guid":{"rendered":"http:\/\/devinreams.com\/2007\/04\/22\/credit-balance-tip\/"},"modified":"2007-04-22T18:03:00","modified_gmt":"2007-04-22T23:03:00","slug":"credit-balance-tip","status":"publish","type":"post","link":"https:\/\/wordpress.reams.me\/?p=374","title":{"rendered":"Credit Balance Tip"},"content":{"rendered":"<p>If you&#8217;re like me, you enjoy spending all your money using a credit card (bonus miles, reward points, easier to track, etc.). But, when month-end comes and you spent $1,200 of your $1,800 limit it&#8217;s going to look really bad on your credit score (because you&#8217;re using a lot of credit). Since I&#8217;m paid twice a month I pay my bill twice a month. In other words, pay off your balance half-way through the month to keep your final balance low. Plus, it helps remind your checking account that you are indeed spending <em>real<\/em> money.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re like me, you enjoy spending all your money using a credit card (bonus miles, reward points, easier to track, etc.). But, when month-end comes and you spent $1,200 of your $1,800 limit it&#8217;s going to look really bad on your credit score (because you&#8217;re using a lot of credit). Since I&#8217;m paid twice [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[9],"tags":[574,575,585],"class_list":["post-374","post","type-post","status-publish","format-standard","hentry","category-internet","tag-lifehack","tag-money","tag-personal"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/wordpress.reams.me\/index.php?rest_route=\/wp\/v2\/posts\/374","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wordpress.reams.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wordpress.reams.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wordpress.reams.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wordpress.reams.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=374"}],"version-history":[{"count":0,"href":"https:\/\/wordpress.reams.me\/index.php?rest_route=\/wp\/v2\/posts\/374\/revisions"}],"wp:attachment":[{"href":"https:\/\/wordpress.reams.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=374"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wordpress.reams.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=374"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wordpress.reams.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=374"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}